Terms And Conditions

This is a product for Safaricom Investment Cooperative members only

Minimum amount is KES 50,000

Mode of payment is one-off lump sum payment.

If you withdraw before maturity, you will lose all interest accrued.No fee will be charged for withdrawing before maturity.

The principal is payable back together with Interest upon maturity

Forms to be submitted with a copy of your Passport photo, PIN and ID

Upon Maturity, refund to be effected within 10 days of notice issue

Interest is payable subject to 15% withholding tax.

Interest Rates


Amount 6 Months 7-12 Months
 50,000-500,000 10.00% 10.50%
 500,001-1,000,000 10.50% 11.00%
1,000,001-3,000,000  11.00% 11.50% 
> 3,000,001  11.50% 12.00%

Application Form

Pepea fixed deposit application form 2020

306.72 KB

File Type: PDF

Pepea fixed deposit calculator

11.36 KB

File Type: EXCEL